DRG HomeDRG HomeDRG Home
Forms & Applications
Requests for Proposals
ContractingContact Christine Ex. 304
Login for Case StatusCall Amanda Hudachek Ex. 326 for username and password
Product Portfolio
Broker Resources
Adaptive AdvantageCall Benjamin Prerez Ex. 303 for username and password
Advisor Input
Breaking News!
DRG Foundation


Significant Changes to Principal's IDI Product line effective 02.06.2017.

To stay competitive and profitable, Principal has made the following changes:

•The Simplified single-life disability income (DI) monthly benefit increases to $6,000.

•DI Retirement Security monthly benefit limits increase to $4,550 for individual paid and $5,850 for employer paid.

•Several occupations are re-classified for all disability products:

◦5A: Pharmacists (Without Select Occupation Discount)
◦4A-M: Nurse practitioners
◦3A-M: Dentists and dental specialties, OB/GYNs, surgeons (general, plastic and orthopedic), pain management physicians and CRNAs

•All 3A-M occupations now qualify for the Regular Occupation rider (in approved states).

•Individual DI maximum issue and participation (I&P) limits for all -M occupations change:
◦For ages 18-55: ◾Issue limit: $17,000.

◾Participation limit with other individual disability coverage: $25,000.
◾Participation limit with other group disability coverage: $30,000.

◦For ages 56 to 60: The I&P limits are $17,000.
◦For ages 61+: The I&P limits are $10,000.

•The 10% Affiliation Discount(sex-distinct rates) is used for medical and dental residency programs with three or more lives (new and existing cases). The 20% Multi-Life Discount (unisex rates) is no longer available for these programs.

•For the Select Professional Program, the Select Professional Limit: ◦Will be issued without taking group disability coverage into account during the first 180 days in practice for doctors and dentists.

Select Professional Limit is now $6,500/month for anesthesiologists and emergency medicine occupations.

Transition guidelines
Business quoted before Saturday, February 4th will not have these changes applied as long as applications are received before Wednesday, March 22nd. Applications received after March 22nd will be issued under these guidelines.

For more details, download the pdf below.
Download PDF




© 2006 Disability Resource Group
Corporate Headquarters: 2625 West Peterson Avenue, Chicago, IL 60659 | P: 800.945.9719 | F: 773.725.7828 | Privacy Policy
Designed by Banner Direct